Roth Ira Limits 2025 Income Based. In 2025, the roth ira contribution limit is $7,000, or $8,000 for individuals age 50 and older, allowing those who are closer to retirement to make additional contributions. Wondering about roth ira contribution limits?

In 2025, the irs has adjusted the income limits to make roth ira eligibility accessible to a broader range of taxpayers. However, withdrawals are taxed in retirement.